Supplemental Security Income: SSI Income & Benefits

The supplemental security income is designed to help qualifying individuals to receive SSI benefits from the federal government. Unlike the Social Security Disability Insurance (SSDI), the SSI income program gives outright SSI payments to qualifying individuals. After meeting the SSI eligibility requirements, one must learn how to apply for SSI in order to receive appropriate SSI disability benefit. The SSI income program has proven to be highly beneficial to the aged, blind and disabled alike.

What is Supplemental Security Income?

Supplemental security income or SSI income is a federal income supplement program that is sponsored by the general tax revenues of the U.S. government. The supplemental security income program is based on the financial needs of an individual and is thus often referred to as the Welfare Program as it caters to individuals unable to earn normal levels of income due to some condition. The basic purpose of the SSI income program is to:

  • Provide supplement security income to the elderly, blind or disabled individuals who have negligible income.
  • Provide SSI income for meeting basic living, clothing and food requirements of such individuals.

SSI Eligibility & Disability SSI application

SSI Eligibility

There are certain qualifications that must be met before applying for the supplemental security income benefits. The most important SSI eligibility requirements are:

  • Must be 65 years or older, blind, or have an SSI income approved disability
  • Must be a U.S. citizen or a legal alien
  • Must currently reside in the United States
  • Must be earning lower than the minimum standards set by the SSI benefits program

How to Apply for SSI?

After determining SSI eligibility requirements for supplemental security income, the next question most frequently asked is how to apply for SSI. In order to obtain SSI benefit, a disability SSI application must be completed in full and submitted to the Social Security Administration for approval. It is suggested that you visit your nearest Social Security Administration office to complete a disability SSI application as an interview might be necessary to provide you with your supplemental security income. You can make an appointment and visit the local SSA office to complete the SSI benefits claim. You must bring the following paperwork in order to receive your SSI benefits.

  • Disability SSI application form
  • Social Security card
  • Birth Certificate or other forms of identification
  • Payroll stubs
  • Paperwork connected with the assets and resources in your name

SSI Disability Benefit

The supplemental security income can provide SSI disability benefit to individuals who qualify under the disability requirements set forth by the Social Security Administration. In order to obtain SSI benefit under this program one be eligible under the following definition of a disability, as defined by the SSA. “The Social Security Administration defines disability as the inability to engage in substantial gainful activity (work) by reason of any medically determinable physical or mental impairment which has lasted or can be expected to last for a continuous period of not less than 12 months or result in death.”

There are doctors and professional disability examiners who will inspect you to determine your SSI eligibility. Once your SSI income approval comes through, you are not eligible to start receiving SSI payments. The SSI disability benefit has proven to be extremely beneficial to several individuals in severe need for financial resources.

When your earnings are low due to a disability, blindness or old age, the supplemental security income can provide you with SSI payments that can benefit your life in significant ways. If you meet the SSI eligibility requirements, you can claim SSI benefits for supplemental security income from the Federal government at no cost to you. Knowing how to apply for SSI and how to file the disability SSI application form would be necessary to obtain SSI disability from the government. SSI income can be of substantial benefit to individuals facing difficulties in earning income. By filing proper SSI benefits claims, one can easily improve their quality of life by making good use of this much needed government assistance program.

References:

  1. Supplemental Security Income – Social Security Online
  2. Supplemental Security Income – U.S. Department of Health and Human Services (HHS)

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